Written by Jessica Ford | BlueCHP SDA Specialist & Marketing Manager
Specialist Disability Accommodation (SDA) is a crucial support under the National Disability Insurance Scheme (NDIS) in Australia, designed to provide suitable housing for individuals with extreme functional impairments or very high support needs. Understanding how to qualify for SDA can help individuals access housing that meets their specific requirements and enables them to live as independently as possible. Below is a comprehensive guide to help you navigate the process.
What is Specialist Disability Accommodation (SDA)?
SDA refers to purpose-built or modified housing designed to cater to people with significant disabilities. It focuses on ensuring safety, accessibility, and support for those who require specialized environments to perform daily tasks and maintain their quality of life. SDA is not for everyone with a disability; it targets those with the highest level of need.
Eligibility Criteria for SDA
To qualify for SDA, you must meet the following criteria:
- Be a Participant in the NDIS
SDA is available only to individuals who are participants in the NDIS. You need to have an approved NDIS plan that includes funding for SDA. - Extreme Functional Impairment or Very High Support Needs
You must demonstrate that you have extreme functional impairments or require very high levels of support. This is assessed through evidence-based reports and assessments, such as occupational therapy or physiotherapy evaluations. - Proven Need for SDA
The NDIS will assess whether SDA is reasonable and necessary for your situation. This involves demonstrating that you cannot live independently or safely in a standard home, even with home modifications or in-home support services. - Support from Specialists
Your application must include documentation from healthcare professionals, such as occupational therapists, doctors, and allied health providers, detailing your needs for specialised housing.

The Process to Access SDA
- Create or Update Your NDIS Plan
During your NDIS planning meeting, discuss your housing needs. Clearly communicate why SDA is essential for your safety, health, and independence. - Gather Evidence
Collect detailed reports from healthcare professionals and allied health providers. These reports should outline:
– Your current living situation and its inadequacies.
– Risks posed by standard housing.
– How SDA would improve your quality of life and independence. - Functional Capacity Assessment
Undergo a functional capacity assessment conducted by an occupational therapist or other qualified professional. This assessment will evaluate your daily living abilities and support requirements. - Work with an NDIS Support Coordinator
A support coordinator can help you navigate the application process, gather the required evidence, and liaise with the NDIS on your behalf. - NDIS Approval Process
The NDIS will review your application and evidence to determine whether SDA is reasonable and necessary for you. If approved, your plan will include funding for SDA. - Find an SDA Provider
Once SDA funding is included in your plan, you can choose an SDA provider and property that meets your needs. Providers offer various housing types, including apartments, villas, and shared homes.
Types of SDA Housing
SDA housing is designed to accommodate different levels of support needs and preferences. The main types of SDA include:
• Improved Liveability: For individuals who benefit from physical design features that promote accessibility.
• Fully Accessible: Designed for people with significant physical impairments, including features like wheelchair accessibility and hoist systems.
• Robust Housing: Built to be resilient, catering to individuals who may exhibit complex behaviors.
• High Physical Support: For those who require intensive physical support, with additional features like ceiling hoists and backup power.
Frequently Asked Questions
Can I get SDA funding if I already live in a modified home?
If your current home does not meet your needs despite modifications, you may still qualify for SDA funding. This will require demonstrating how your current environment is insufficient for your safety or independence.
What happens if my SDA application is denied?
You can appeal the decision through the NDIS review process. Work with your support coordinator to strengthen your evidence and resubmit your application.
Does SDA funding cover the cost of support workers?
No, SDA funding is solely for housing. Funding for support workers and other care services must be included separately in your NDIS plan.
Conclusion
Specialist Disability Accommodation can significantly improve the lives of individuals with severe disabilities by providing them with a safe, accessible, and supportive living environment. Navigating the eligibility and application process can be complex, but with thorough preparation, strong evidence, and the right support, you can increase your chances of accessing SDA funding. If you believe SDA is the right solution for you or a loved one, start the process by discussing your needs with your NDIS planner or support coordinator today.